The Investor Suite
Four strategies, modelled with the same cost lines we use on real closings. Move the sliders. Watch the profit. Then ask us to find the property that beats the model.
Cost lines applied · Dubai: 6.5% purchase costs (4% DLD, agency, admin), 2% selling costs. All-cash model.
Illustrative model, not advice. Actual discounts, costs and resale values vary per property and market moment.
Running costs cover service charges, management, insurance and maintenance. Dubai tenants typically pay yearly upfront in 1 to 4 cheques.
Projection assumes rent and value grow at the same rate and excludes purchase costs and taxes on income. Illustrative, not advice.
Operating costs cover management (15 to 25%), cleaning, platform fees, utilities and licensing. Dubai holiday homes are regulated by DET; Andalusia requires a VUT licence.
Long-term comparison uses the yield set in calculator 02. Seasonality matters: Marbella concentrates revenue May to October. Illustrative, not advice.
Dubai off-plan model: staged payments held in RERA escrow, 8 to 12% typical uplift at handover in strong cycles. Resale before handover assigns the remaining instalments to your buyer.
Illustrative model, not advice. Uplift depends on project, developer and cycle. We secure allocations before public launch; that entry price is the real edge.
Under the Hood
Most calculators online quote gross numbers to flatter the sale. Ours deduct every cost we see on real closings. If the model says a deal is thin, we tell you to walk.
Dubai: 4% DLD transfer fee, about 2% agency and roughly AED 4,200 in trustee and admin fees, modelled as 6.5% all-in. Marbella: 7% ITP on resales (or 10% VAT plus 1.2% AJD on new build), notary, registry and legal fees, modelled as 11.5% all-in.
Historical gross yields by area: Downtown Dubai around 6%, Dubai Marina around 7%, JVC 9 to 10%, Marbella long-term 4 to 6% with short-term grossing 8 to 10% in peak zones. We refresh presets against portal data and our own closings.
Financing, personal taxation in your home country, currency movement and void periods beyond the occupancy slider. In a consultation we model your exact situation, including mortgage leverage and tax residency.
No. They are illustrative projections built on historical data. Markets move. That is exactly why buying below market matters: the discount is your margin of safety on day one.
From Model to Keys
Send us your numbers. Within 72 hours you get a shortlist of real units that fit or beat them.